Seize the Opportunity: Invest in Australian Property with 1st & 2nd Mortgage Loans

Australian property has long been synonymous with stable capital growth, attracting many Hong Kong and Chinese investors with its reputation for reliability and resilience.

However, in today’s increasingly volatile market, even the most steadfast investments can carry inherent risks. At Strategic Corporate Services, we offer a way to lessen these risks while still capitalising on the strength of Australian real estate.

By investing in 1st or 2nd mortgage investment loans secured against Australian property, you can investment at a fraction of the property’s real value. This investment approach not only safeguards your capital but also guarantees consistent income, making it an ideal strategy for protecting your wealth in uncertain economic times.

In total, mainland and Hong Kong Chinese buyers were approved to acquire $4 billion of Australian residential real estate in 2022-23

Typical Mortgage Investment Details

Depending on the investor’s appetite, funds can be invested in either 1st or 2nd mortgages against residential or commercial property. Typically, mortgages against commercial properties offer higher interest rates compared to residential properties.

As a general guideline, 1st mortgage loans against residential properties are provided up to 66% of the property’s value, as appraised by highly qualified and accredited valuers. In contrast, 2nd mortgage loans can be offered up to 85% of the property’s value, albeit at a significantly higher interest rate.

Most loans are issued on a fixed interest basis, usually for a minimum period of 12 months and a maximum of 24 months, with interest paid monthly. We do not operate a fund or hold investors’ capital in trust; instead, each investment is based on an individual Offer Information Statement specific to the property.

• This document includes an overview of the property, a professional valuation, and details of the proposed loan, allowing investors to make informed decisions on whether to advance the loan.

Tax Efficiency using Vanuatu Companies

Investing in Australian property through 1st and 2nd mortgage loans using a Vanuatu company as the mortgagee (lender) offers significant tax efficiency. Vanuatu companies are not subject to income tax, allowing you to maximize your returns without the burden of tax liabilities typically associated with property investments. By structuring your investment this way, you can enjoy the benefits of steady interest payments from Australian property while optimizing your tax position, making this approach not only profitable but also highly efficient in today’s global financial landscape.

Anonymity and Wealth Preservation with Vanuatu Companies

In addition to tax efficiency, Vanuatu companies provide significant anonymity, making them an excellent legal tool for preserving wealth for the future. This anonymity, combined with our comprehensive corporate management services, allows you to structure your investments securely and discreetly. Whether you’re focusing on mortgage loans or exploring a diverse portfolio, the flexibility of a Vanuatu company enables you to make strategic decisions in accordance with stakeholder advice. This approach ensures that your assets are protected and your investment strategies remain adaptable to changing market conditions.

Expert Handling and Registration of Mortgage Contracts

All mortgage contracts are meticulously handled and duly registered by Australian lawyers who specialize in this field. These legal experts ensure that every aspect of the mortgage agreement complies with Australian regulations and standards. Their expertise guarantees that the documentation is accurate, legally binding, and properly recorded, providing an additional layer of security and professionalism to the investment process. By working with experienced legal professionals, we ensure that both the mortgage terms and the investor’s interests are thoroughly protected.

Investment Minimums and Allocation Process

The minimum investment amount is USD $100K. Investment opportunities are allocated among prospective investors registered with our firm on a first-come, first-served basis. Detailed information about these processes and other pertinent matters will be provided in our Prospectus. To see if you qualify to participate in this investment opportunity, please contact us for further information.

Capital Cities and Regional Investment Opportunities

While our primary focus is on property opportunities in the capital cities of Australia, such as Sydney, Melbourne, and Brisbane, we also consider investments in rural and regional areas. These locations often present medium to long-term growth potential and can offer investors higher-than-average market returns. By diversifying our portfolio to include these areas, we aim to capture additional value and opportunities that may not be available in the major metropolitan markets.

• We do not facilitate mortgage investments against development properties. Instead, we focus exclusively on fully completed properties that are securely tenanted. This approach ensures that investments are backed by stable and reliable income streams, reducing risk and providing greater security for investors.

Confidentiality & Privilege

Confidentiality and discretion is paramount. Our team, overseen by in-house legal counsel, ensures all services meet stringent legal compliance standards, safeguarding our clients’ interests and unique structures. Thus, we prioritise the highest levels of confidentiality to protect our clients’ sensitive information.

With robust measures in place, we mitigate risks of unauthorised access or breaches, providing clients peace of mind and assurance that their affairs are securely handled with professionalism and care. Learn more …

了解更多关于我们对保密和特权的保护措施 …

Important Tax Considerations for Investors: Seeking Specialist Advice

Despite Vanuatu’s advantageous tax regime, which exempts companies and individuals from income tax, investors should be aware that their home country or country of birth may still impose strict income tax obligations. This may apply regardless of whether they reside in that country or not. Therefore, we strongly recommend that all clients seek specialist tax advice to ensure compliance with relevant tax regulations in their jurisdiction. While our firm can provide guidance upon request, we advise obtaining independent advice specific to your home country to address any potential tax liabilities effectively.

投資者的重要稅務考量：尋求專家建議

尽管瓦努阿图拥有有利的税收制度，免除公司和个人的所得税，但投资者应意识到，他们的母国或出生国仍可能会施加严格的所得税义务。 这可能适用于他们是否居住在该国。 因此，我们强烈建议所有客户寻求专业的税务建议，以确保遵守其管辖区内相关的税务法规。 虽然我们公司可以根据要求提供指导，但我们建议您获得针对您本国的独立建议，以有效解决任何潜在的税务责任。